Tax FAQ & Glossary

Where Can I Find Information About My Current Taxes?

The County Treasurer handles all matters related to current year taxes, what address a tax bill is sent to, and replacing a lost tax bill. You can contact the Treasurer's Office at 217/384-3743 or email them at treasurer@co.champaign.il.us.

What Are Property Taxes?

Property taxes are defined as a tax, generally based on the value of property, authorized by state law and used to fund services provided by local governments. In Champaign County, the majority of property taxes go to fund school districts but also fund many local services such as parks, libraries, emergency protection, police, and county and municipal services.

What Happens If I Don't Pay My Property Taxes?

Tax buyers can purchase the delinquent taxes at the annual tax sale. This adds interest and fees to the outstanding delinquent property tax bill owed by the property owner. If the property taxes continue to go unpaid, it can result in a loss of the real estate deed or title for the mobile home.

How Do I Pay Delinquent Property Taxes?

Delinquent taxes can only be paid in full and by cashier's check, money order, or cash. To pay a delinquent property tax bill, make an appointment with the Taxes Division by calling us at 217/384-3722 or email propertytaxes@co.champaign.il.us. We will provide an exact amount due when you make the appointment. Cashier checks and money orders should be payable to Champaign County Clerk and must be in the exact amount that is due.

Why Are My Delinquent Property Taxes Increasing?

Interest and fees are added to delinquent property tax bills. To stop the increase, pay the delinquent property tax bill in full as soon as you can.

I Need To Make Changes To My Mobile Home Registration

According to Illinois Statute 35 ILCS 515/4, all mobile homes must be registered with the County Clerk of the county they reside in. It is a Class A misdemeanor if a mobile home is not registered. All registrations must be completed within 10 days of moving into the mobile home.

To make any update to a Mobile Home Registration, ALL taxes must be paid.  You can fill out the form (linked in the right menu) and mail it or drop it off at the Clerk's Office.  You can also come into our office to update the registration as well.  If you need the form printed and mailed to you, please contact us at propertytaxes@co.champaign.il.us or 217/384-3722. 

Registration and updating the title are two different things.

To update a mobile home title all taxes must be paid.  You will go to the Treasurer’s Office to obtain a Certificate of Taxes Paid.  To receive this Certificate, you are required to have the title in hand.  If you do not have the title the Certificate will not be issued.  Once you receive the Certificate you will take the title and Certificate of Taxes Paid to the Department of Motor Vehicles (DMV).  The Clerk’s Office receives a copy of this certificate, so unless you are destroying or moving the mobile home, a registration form is not required.

Glossary of Terms

Certificate of Deposit for Redemption: A certification issued by the Clerk's office showing a payment deposited in the Clerk's office for the redemption of a particular tax sale on a particular property. The certification shows the name of the redeeming party, the date of payment and the various taxes, penalties, costs and fees that were collected. 

Certificate of Error: A document issued by the Assessor's office that is either certified by the Assessor or approved by the court to correct an error in the tax bill. Usually, these are used to obtain missing homeowner or senior exemptions, and do not require court approval to reduce the total amount of tax due. 

Certificate of Payment: A certification issued by the Clerk's office attesting to the amount of taxes billed for a particular property for a particular tax year, along with any payments credited for that tax year by the Treasurer's office. 

Current Taxes: Taxes levied and due, until the date those taxes are offered at the annual tax sale. 

Delinquent Taxes: Past due and unpaid taxes. 

Equalized Assessed Valuation: The assessed valuation of each property multiplied by the equalization factor. 

Equalized Factor: A factor, established by the Illinois Department of Revenue, used to bring the aggregate value of assessments within Champaign County to 33 1/3% of the estimated actual fair market value of all real property in Champaign County. This factor, also called the "multiplier," is recalculated by the state each year. 

Forfeited Tax: Any tax upon which a judgment has been entered by the Circuit Court of Champaign County and which was offered at an annual tax sale and not sold. These taxes are available to interested investors who wish to purchase them over the counter at the Clerk's office at any time after the annual tax sale at which they were originally offered. 

Open Taxes: Delinquent or unpaid taxes from a prior year that were neither forfeited nor sold at an annual tax sale. Usually, these taxes are those that the Champaign County Treasurer's office withheld from the annual sale application for judgment, due to pending action in another venue, such as a bankruptcy filing or a Certificate of Error filed with the Champaign County Assessor's office. 

Property Index Number or PIN: A PIN or property index number (also called "permanent real estate index number") is a unique 14-digit number assigned to a parcel of land for taxation purposes. The PIN is a numerical code for the legal description of the parcel, as that parcel has been defined for the purposes of real estate taxes. The formatted code points to the parcel's location on the county tax maps. 

Property Tax: A tax, generally based on the value of the property, authorized by state law and used to fund many aspects of local government. 

Redemption: The process of repaying taxes that have been the subject of a judgment in the Circuit Court of Champaign County and either sold to a tax buyer or forfeited to the State of Illinois. 

Redemption Period: Statutory length of time during which taxes may be redeemed. May be extended upon direction of the tax buyer, but never more than three years from the date of sale. 

Take Notice: A notice that taxes were sold, prepared by the tax buyer in a specific format required under Illinois law. Take notices are sent at two different times. The tax buyer prepares the first Take Notice and files it with the Champaign County Clerk's office within 4 ½ months after the date of sale. The Clerk's office then sends the notice via certified mail. If the taxes haven't been redeemed, the tax buyer prepares a second set of Take Notices within three to six months before the last day of the redemption period. These Take Notices are served by the Champaign County Sheriff's office and mailed by the Circuit Court Clerk's office. 

Tax Buyer: The individual or entity that purchased the taxes at an auction conducted by the Champaign County Treasurer's office or purchased over the counter for forfeited taxes that were offered and not sold at the annual sale. The tax buyer acquires an interest in the property which can lead to a loss of the property if the taxes are not redeemed within the redemption period. Interest can be as high as 36 percent per year in addition to the statutory 1.5 percent interest per month on unpaid taxes. 

Tax Levy: A taxing district's request for revenue to be obtained from the property tax. 

Tax Rate: The tax levy, reduced by statutory limitations, divided by the total equalized assessed valuation of a taxing body. The tax rate is the rate per $100 of equalized assessed valuation that must be paid for the tax year in question. 

Tax Sale: The sale of the county's tax lien to an entity or individual who may take ownership of the property if the sale is not redeemed within the permitted time frame. 

Taxing District: Units of local government that are authorized to tax property within their geographic boundaries, such as school districts, park districts and municipalities. 

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